Transaction Capital Risk Services is a technology-led, data-driven provider of customer management solutions in South Africa and Australia. Explore our divisions…
Transaction Capital Recoveries (previously known as MBD), is the leading independent provider of credit management solutions in Southern Africa.
Recoveries Corporation provides customer management solutions to a well-diversified client base within the government, insurance, banking & finance, utilities and telecommunications market sectors within Australia.
Transaction Capital Credit Health empowers South African consumers with the knowledge of their personal credit information.
Transaction Capital Payment Solutions, previously known as BDB, provides payment processing services through electronic funds transfer and related products to corporate clients.
Accsys is recognised as an award-winning software company in South Africa, specialising in People Management Solutions including payroll, human resource management, time & attendance solutions, access control, biometrics and employee self-service as well as recruitment and outsourcing.
Fihrst offers South African employers payroll management service enabling organisations to achieve greater levels of efficiency and employee service.
Fihrst has been chosen as the preferred payments partner by more than 1,250 employer groups of all sizes across all sectors of the economy, representing 850,000 employees. Fihrst is recognised by and works in partnership with the majority of third-party payroll organisations including pension fund and medical aid administrators.
Roadcover offers value added services to the mass consumer market on a subscription basis. Services include administration of road accident fund (RAF) claims, compensation for occupational injuries and diseases (COID) Act claims, and claims against various road agencies and municipalities.
Transaction Capital Specialised Credit – TC Global Finance was established in 2019 to pursue growth opportunities in select international markets. The fragmented European specialised credit market, which is many times larger than the South African and Australian markets, presents an attractive growth opportunity. TCRS is targeting niche higher-yielding credit-orientated alternative assets in this market directly through bilateral transactions and indirectly via co-investments in partnership with its network of specialist credit managers. Transaction Capital does not intend pursuing the larger concentrated segment of this market, which is characterised by high levels of competition from sizable market participants with access to cheap capital and leverage to be deployed for moderate returns.
TCRS’s strategy will provide Transaction Capital with unique access to niche European specialist credit managers, without concentration risk to any particular portfolio, asset class, asset originator, collection platform or geographic market. This strategy serves to diversify TCRS’s earnings base further and we expect it to deliver low double-digit hard currency returns.
In time we intend to replicate Transaction Capital’s business model by investing into niche credit orientated asset portfolios, building scalable servicing platforms to manage these assets leveraging TCRS’s IP, technologies and low-cost South African infrastructure, and partnering entrepreneurial owners and management teams.