The activities of the risk services division’s businesses broadly contribute to the efficiency and effectiveness of the South African credit system.

Transaction Capital Recoveries provides a comprehensive range of structured credit risk management, debtor management, data management, collections, customer engagement, call centre and capital solutions to South Africa’s largest credit providers.

Recoveries Corporation Group in Melbourne Australia provides consumer customer management solutions to a well-diversified client base within the government, insurance, banking and finance, utilities and telecommunications market sectors within Australia.

Transaction Capital Payment Solutions provides payment processing services through electronic funds transfer and related products to corporate clients,
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Transaction Capital Business Solutions provides working capital finance and commercial receivables management solutions to SMEs.

The Beancounter provides fully outsourced accounting, payroll and tax services through “software-as-a-service” technology to SMEs on a monthly retainer basis.
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Principa provides customer management solutions leveraging its consulting, data analytics and technology capabilities.
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Transaction Capital Credit Health empowers South African consumers with managing their personal credit information.

Road Cover offers its value added services to the mass consumer market on a subscription basis.

Munnik Basson Dagama Inc., our preferred outsource partner, is a firm of attorneys specialising in legal recoveries.